Direct Link to Loan Prospector
Conventional / Jumbo
Non - Conforming
VA / FHA
Balloons / ARMS
Private

Relator assistance program
Pre-Application over the phone
100% trailing wife income

First Time Home Buyer
Self Employed
Investment Buyer

Rate & Term / Cash Out
Bill Consolidation
Home improvement

One Time Close (Construction to Permanent with float down options)
Construction to Permanent
Two Step Construction
Construction Only

Equity Loans up to 125%

INFORMATION needed for your Application!

Residence Address - 2 years history
Employers Information - 2 years history
Last 2 Years of W-2s and Tax Returns
One Month Pay Stubs, with Year-To-Date Figures
Last 3 Months Bank Statements
Name, Account Numbers for Loans and Credit Cards
Information on all Real Estate Owned
Check for Credit Report and Property Appraisal

Current P& L
Last 2 Years of Business Tax returns
Last 3 Months of Bank Statements on Business
Corporate/Partnership K-1 tax returns (If applicable)

Certificate of Eligibility
DD-214
Photo ID and Social Security Card

Photo ID and Social Security Card

Landlord Name, Address, Phone. Payment History must be obtained for credit.
Letters of Explanation covering Gifts, Gap in employment, Bankruptcy, Credit problems, Others.

Divorce Papers
Bankruptcy Discharge
Letters of Explanation for Slow Credit
Leases, When Income derives from Rental Income
Blue Prints, Contractor Resume and References
Contracts on Land, Utilities and Upgrades
Child Support, Alomony, Social Security, Retirement Income.

• PRODUCT
  The most drastic change in the mortgage business over the last 5 years has been the proliferation of a mind boggling array of new products. While this can be overwhelming, it can also be advantageous. You can now customize your loan to suit your exact living and investment needs. We are able to help speed this process by focusing in on the product that best serves your needs. Once identified, our Loan Consultants will recommend the best lender for your specific parameters.

• PREQUALIFICATION
  You may find it helpful to be prequalified by one of our loan consultants before you start shopping for a property. This will enable you to know exactly what you can afford and what the mortgage payments will be. There is absolutely no charge for a pre-qualification, and it can be done in a matter of minutes over the telephone or with our on-line application. Complete our On-line Preliminary Loan Application or Full Loan Application on our Secure Server for more details MBA Financial also offers 15 minute approval utilizing direct computer link to Freddy Mac.

• PRE-APPROVAL
  It is also possible to get an approval on your loan before you purchase your home. This will allow you to bid for properties with a loan approval in hand. It is often possible to negotiate a better price if the seller knows that you are not only a serious buyer but an approved one as well. Complete our On-line Preliminary Loan Application or Full Loan Application on our Secure Server for more details.

• FIRST TIME HOMEBUYERS
  Special programs are available for first time homebuyers with a downpayment as little as 3%. Liberal income and asset requirements make it affordable to move from renting to ownership and the opportunity to build future equity. Complete our On-line Preliminary Loan Application or Full Loan Application on our Secure Server application for more details.