SECURITY AND CONNECTION

Will Desktop Originator reside on the Internet?

Access to the LION Web site will be provided through the Internet. The LION Web site users will be connected to the MORNETPlus Network. This connection will provide a secure, reliable link to Desktop Originator for existing subscribers who choose to submit loans via the LION Web site.

How will originators access Desktop Originator via the LION Web site?

Any Desktop Originator subscriber will be able to access the Desktop Originator credit retrieval and loan submission services via the LION Web site either through www.lioninc.com or directly through www.lioninc.com/desktoporiginator. To do so, Desktop Originator subscribers must enter their MORNETPlus? Desktop Originator user ID and password.

How do a lender and originator sign-up for access to Desktop Originator through LION?

First, Fannie Mae lenders must sign-up for Desktop Originator through Fannie Mae and the originator must be sponsored for Desktop Originator through a lender. When logging onto LION for the first time and using the Desktop Originator services, a user will be prompted to register to use the LION site. Note that a no-cost registration will be provided to users who do not wish to subscribe to LION?s full suite of services.

Will LION?s Desktop Originator interface and loan submission process be secure?

Yes. LION?s Desktop Originator interface has been constructed using Secure Sockets Layer(SSL) technology. This technology ensures that any mortgage loan application entered by a Desktop Originator user on the LION Web site is secure. In addition, LION?s Internet Web site will be physically connected to the MORNETPlus Network. This connection will provide a secure, reliable link to Desktop Originator for existing subscribers who choose to submit loans via the LION Web site.

Desktop Originator and Desktop Underwriter are registered trademarks of Fannie Mae.